Did you know…

you could buy a home for the same amount of money (or less!) you are paying in rent?

  • Do you dream of buying a home?

  • Do you think buying a home is for other people but not for you? 

  • Do you lack the knowledge or money?

Buying a home is a big investment and an exciting milestone. As a first-time home buyer, you will need some help, and as a Hamra employee, the HERO Fund is here to assist you all the way.

We have partnered with CMG Financial to provide homebuying education and down payment assistance through their HomeFundIt program*, and if eligible, the HERO Fund will match a portion of money raised through the CMG program towards your down payment!

*You may also be eligible for CMG’s BorrowSmart program, which can provide even more down payment assistance!

How Much?

Up to $1000 for Alabama, Arkansas, Georgia, Mississippi, Missouri, Tennessee.
Up to $1500 for Illinois and Louisiana.
Up to $2500 for Massachusetts and New Hampshire.
The HERO Matching grant is paid directly to the lender.

Who is eligible for the HERO first-time homebuyer grant?

Description: Employee has been an active Hamra employee for at least 6 months

Employee is a first-time homebuyer OR has not owned a home in 3+ years due to divorce or bankruptcy

Employee has completed home ownership course supported through CMG (must provide proof of completion)

Employee has participated and raised funds in
CMG’s HomeFundIt program*
Eligibility NOTE:

Employees seeking secondary residence or investment property are not eligible.
The above guidelines refer to being eligible to receive a HERO matching grant.

*CMG also has their BorrowSmart program, which has certain eligibility requirements to receive funding through that program. An employee may be eligible, which would allow them to receive additional funding.
There will be up to 20 home buying grants available annually, which will be given on a first come first-served basis.

Required Documentation: Proof of completion of home ownership course that includes a certificate or record of full attendance
Proof of down payment in order for match to occur


Click below to your corresponding region, then click on the green START A HOMEFUNDIT button at the top of the page.  Once you set up your HomeFundIt page, you will receive a confirmation email and opportunity to schedule a call with a CMG representative.

AL, GA, MO, TN, AR, and MS regions
LA and IL regions
MA and NH regions